Group Life & Disability Insurance


BPG offers a wide range of group insurance packages that can meet the needs of any business or corporation regardless of size or specific plan. As an independent consultant, we are able to pair your firm with the appropriate companies to deliver a competitive combination of product, service and pricing. These plans can be established for groups starting as small as just one life being insured. The plans can include the following products:

This benefit provides financial assistance to the beneficiary of a deceased employee. An employee's group life insurance is paid to the beneficiary upon an employee's death from any cause whatsoever, while the coverage is in force.

This benefit provides financial assistance in the event that an insured employee incurs a loss of life, limbs, sight or hearing through accidental means.

This benefit provides life insurance coverage for an employee's eligible dependents. In the event of a covered dependent's death from any cause whatsoever while insured, the amount of dependent life insurance will be paid to the employee.

This is a voluntary term insurance available to you, your spouse and dependants through a benefit plan. It provides additional coverage above and beyond your Basic Life Insurance and allows you to choose the amount of coverage that fits your family's circumstances. Optional Life coverage supplements your basic coverage to reduce the potentially devastating impact that the loss of your income would have on your family and your family's standard of living.

This benefit provides partial replacement of lost income for an employee who becomes disabled because of a covered sickness or injury, while insured. The income is intended to help cover living expenses. The employee must be unable to perform a substantial portion of the duties regularly performed for the employer before disability started.

This benefit provides partial replacement of lost income for an employee who becomes totally disabled, while insured. It is designed to provide for the continuance of a reasonable portion of an employee's normal salary in the event a disease or injury prevents him or her from working over a prolonged period of time.